PNB Rakshak Plus Scheme
Zero balance Salary/ Pension account for serving & non- serving Defence Personnel
Eligibility: All Defence Personnel are eligible to open salary account under the scheme i.e. all three wings of Defence.
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PNB Rakshak Plus Scheme also includes BSF, CRPF, CISF, ITBP, State Police Force, Metro Police (Cities which follows Police Commissionerate System- like Delhi Police, Mumbai Police, Kolkata Police etc.), Research and Analysis Wing (RAW), Intelligence Bureau (IB), Central Bureau of Investigation (CBI) Indian Coast Guard Personnel & Para-Military personnel, Gentlemen cadets and Special Forces at Central & State level.
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Benefits of PNB Rakshak Plus scheme are also extended to all the pensioners who choose to draw their pensions through PNB Branches and pension is credited through CPPC i.e. processed & credited through our bank. Accounts where pension is received by Cheque/NEFT/RTGS etc will not be covered under scheme
Features: The salient features of “PNB Rakshak Plus” are as under:
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Personal Accidental (Death) cover of Rs.50.00 lakh.
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Air Accident (Death) Insurance cover of Rs.100.00 lakh.
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Personal Accident (Permanent total Disability) cover of Rs.50.00 lakh.
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Sweep Facility –
Initial threshold amount – Rs. 10000/-
Minimum Sweep In/Out – Rs. 1000/-
Multiples of – Rs. 1000/-
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No ‘Cash Handling Charges’ would be levied for transaction(s) implying thereby that all branches of PNB, PAN-India, would be considered as ‘Home’ branch.
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Overdraft upto last 3 months Net Salary/ Pension amounting from Rs.75000/- to Rs.3,00,000/- lakh.
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Concession in rate of interest and service charges under Housing, Car, Education and Personal Loan Schemes.
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Education loan under “PNB Pratibha” is available for wards of a Primary Account holder who take admission in premier Institutes and the Army Educational institutions.
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Zero balance saving account to family members.
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Concession in locker rent - 25% Annual Maintenance Charges(AMC) waived off for three years from date of issue
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Financial assistance of Rs. 1.00 lakh per year for 4 years or the actual expenditure whichever is less, for education of two surviving and dependent child (Male / Female) of a PAI (Death).
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Unlimited free DDs / POs with a ceiling of Rs 50,000/- per free DD/ PO.
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Gorkha personnel can remit amount from his PNB a/c in India to their linked account in Everest Bank Limited (EBL) at Nepal and vice-versa, free of charge.
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Free SMS Alerts for transactions in the account and on the connected Debit / Credit card(s).
* Terms and Conditions Applied
PNB AGNI RAKSHAK FOR AGNIVEERS
Salary Saving Account to All employees of defense covered in Agnipath Scheme of GoI.
Important Features*:
- Personal accidental Insurance of Rs.50 Lakh and Air Accidental Insurance of Rs. 1 Crore
- Zero Balance salary account
- Sweep facility
- OD facility : Up to Rs 50000/-
- NO cash handling charges
- Free unlimited cheque book
- Free pass book updation for all accounts including at Non-Home Branches.
- Free fund transfer
- Unlimited free DD / PO
- 25 % Rebate for AMC of lockers for 3 years
- Free SMS alerts
- Free Debit cum ATM Card
- Credit Card Facility available
- Additional Insurance on debit card
- Zero Balance Savings Bank account to the Parents, Spouse and dependent Children of the “Agni Rakshak” primary account holder
*T&C Applicable