Benefits

Objective

To ensure availability of Housing Loan at attractive rates and ensure a house for all government employees.

Eligibility

For permanent employees of Central, State Govt. Para Military personnel and Pensioners of Central & State Govt & Employees of PSUs

Purpose

As per Housing Finance Scheme for Public, for more information.

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Quantum Of Finance

As per Housing Finance Scheme for Public, for more information.

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Margin (Borrower`S Contribution)

As per Housing Finance Scheme for Public, for more information.

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Security

As per Housing Finance Scheme for Public, for more information.

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Repayment

As per Housing Finance Scheme for Public, for more information.

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Repayment Holiday/ Moratorium

As per Housing Finance Scheme for Public, for more information.

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Rate Of Interest

Interest Rate On Advances Linked To MCLR (Presently 8.60%) And RLLR (Presently 9.00%) + BSP (Presently 0.25%)

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Processing Charges/ Upfront Fee

For additional loan amount beyond the eligible loan amount as above– As per the existing housing loan scheme to public.

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Documentation Charges

For additional loan amount beyond the eligible loan amount as above– As per the existing housing loan scheme to public.

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Above are only salient features of the scheme. For details please contact nearest branch

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