Extant penalty for delayed repayments of loans is 2% above the normal rate of interest
IMPS transaction charges @ Rs. 5/- + GST per transaction will be applicable w. e. f. 23.07.2014
Below mentioned charges for IMPS will be applicable w.e.f 04.05.2022
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Slab
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Charges through Internet Banking / Mobile Banking
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Charges through Branch
|
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Upto Rs. 1000
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NIL
|
NIL
|
|
Rs. 1001 to Rs. 1 lakh
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Rs. 5 + GST
|
Rs. 6 + GST
|
|
Above Rs. 1 Lakh
|
Rs. 10 + GST
|
Rs. 12 + GST
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Revision of service charges pertaining to Real Time Gross settlement (RTGS) & National Electronic Fund Transfer (NEFT)
“W.e.f. 20-05-2022, the charges for outward RTGS & NEFT are revised as below:
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Particulars
|
Slab
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Existing Charges (Rs.)
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Proposed Charges (Rs.)
|
|
RTGS
|
|
Branch
|
Online
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Branch
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*Online
|
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Rs. 2 Lakh to Rs. 5 Lakh
|
20.00
|
NIL
|
24.50
|
24.00
|
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Above Rs. 5 Lakh
|
40.00
|
49.50
|
49.00
|
|
NEFT
*(No charges from Savings Bank account holders for NEFT funds transfers initiated online)
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Up to Rs.10,000/-
|
2.00
|
NIL
|
2.25
|
1.75
|
|
Above Rs.10,000/- and up to Rs.1 Lakh
|
4.00
|
4.75
|
4.25
|
|
Above Rs.1 Lakh and up to Rs.2 Lakh
|
14.00
|
14.75
|
14.25
|
|
Above Rs.2 Lakh
|
24.00
|
24.75
|
24.25
|
# above charges are exclusive of applicable GST
Service Charges pertaining to Inward NACH eMandate(Online Mandate)
“W.E.F. 28-05-2022, The Charges For Inward NACH eMandate(Online Mandate) verification as given Below:
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Particulars
|
Activity
|
Charges
|
|
National Automated Clearing House(NACH) Mandate
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Inward NACH eMandate(Online Mandate) verification
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Rs. 100/- per mandate on acceptance
|
# above charges are exclusive of applicable GST