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Overview

Welcome to the Punjab National Bank (PNB) Loyalty Rewards Program!

As a valued customer of Punjab National Bank, we are excited to offer you an opportunity to earn rewards for your everyday banking activities.

Our rewards program is designed to enhance your banking experience by rewarding your loyalty with points that can be redeemed for a variety of benefits.

Key features

  • Value of 1 Pt = 0.25 rupees OR 4 reward points = Rs 1/-.

  • Points will be credited as per below frequency:
    o Fresh login, first transaction, UPI, first bill payment – on T+1 basis
    o FD/RD open, card-less cash withdrawal, bill payment – in beginning of next calendar month
    o UPI transaction - in beginning of next calendar week

  • Min. 1000 reward points required to redeem

  • No need to enrol separately, all PNB One Users are eligible

  • View your reward points in “My Rewards” section in footer of PNB One dashboard

    OR
    Login to www.pnbrewardz.com and login using your mobile number.

How to earn reward points?

At present, PNB Loyalty Rewards Program is live for PNB One App and PNB Credit Cards.

PNB One App reward structure is detailed below:

Action

Condition

Points

Frequency

Fresh Login to PNB One

Not logged in past 360 days

80

Annually

First Transaction

Txn >= Rs.1000/-
Self-account transfers to be excluded

100

Once in a lifetime

First UPI transaction

Amount>= Rs.100

40

First Bill Payment

Min bill amount >=Rs.1000

40

Open FD

Amount >= Rs.10000, Tenure >=1 year

100

Monthly

Open RD

Amount >= Rs.1000 tenure >= 1 year

40

Card-less Cash Withdrawal

Amount >= Rs.5000

40

PNB credit card bill payment

N.A.

1% of bill amount. Max 200 points

Bill Payment

Min Amount >=Rs.1000

20

15 or more UPI transactions in a week

Amount >= Rs.100 of each transaction

60

Weekly

For PNB Credit Card Reward Structure, please visit: https://pnbcard.in/rewards.html

  • Earn points for using PNB One for your day to day banking needs.
  • Redeem these points for exiting discounts, gifts vouchers etc. on https://www.pnbrewardz.com

Earn. Redeem. Enjoy!

FAQs

Ans. Customers who have never logged in or have not logged in to PNB One in past 360 consecutive days are eligible for PNB One Loyalty Rewardz program.

Ans.The validity period is 3 years from the time of accumulation of points.

Ans.- Firstly, make sure to log in to your PNB One app and then check from “My Rewardz” section or you can visit to https://www.pnbrewardz.com for the enquiry of total accumulated points.

Ans.The value of 1 reward point is Rs. 0.25

Ans.You can redeem your reward points only when minimum 1,000 points have been accumulated.

Ans.As a valued Punjab National Bank customer, you don’t need to register separately for the Loyalty Rewardz program. If you are a PNB One User, you are automatically enrolled for this program.

Ans.All customers who are eligible for PNB One app are eligible for loyalty rewardz program as well.

Ans.Reward Points will be credited for first eligible FD/RD opened during the month.

Ans.Every first monthly card-less cash withdrawal transaction is eligible for the reward points subject to the minimum transaction amount.

Ans.For first successful bill payment of minimum Rs.1000, points will be credited on T+1/ next day.

Ans. In case both the FDs are opened in the same month only, the first successful FD will be eligible for reward points and points will be credited in the beginning of the subsequent calendar month. Any subsequent FD in the same month is not eligible for reward points.


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