-
A resident individual woman can open the account under the scheme.
-
Joint account can also be opened under the scheme however the first name should be of woman.
-
It will be the option of the customer whether she wants to avail sweep facility or not.
-
Attractive Concessions/Freebies in the Scheme.
HIGHLIGHTS FOR PNB POWER SAVINGS - PNB SF FUND ACCOUNT FOR WOMEN:
|
Sl.no. |
Particulars |
Freebies/Concessions in the scheme |
|
I. |
Minimum Quarterly Average Balance (QAB) |
Rs.500/- in Rural
Rs.1000/- in others |
|
II. |
Initial Deposit/ Minimum Quarterly Average Balance |
Rural : Rs. 500/-
Semi - Urban : Rs. 1000/-
Urban/Metro : Rs. 2000/-
|
|
III. |
Charges for not maintaining QAB |
Applicable charges |
|
IV. |
Free Cheque leaves |
50 cheque leaves per year |
|
V. |
NEFT charges |
**Free |
|
VI. |
Issue of Demand Drafts |
**Free one draft per month
upto Rs.10,000/- |
|
VII. |
A rebate/ discount in locker rent
(One small locker) |
25% concession in locker rent
for first year only |
|
VIII. |
Concession in respect of
documentation charges for availment
of Housing Loan, Vehicle Loan (two
wheeler/Car) & Personal Loan |
Free |
|
IX. |
Relaxation in margin and interest in
loan account |
As applicable |
|
X. |
Discount in De mat account fee |
25% |
|
XI. |
Issue of statement |
Free |
|
XII. |
Issuance of debit card(Rupay)
(Free) |
Platinum Debit Card |
|
XIII. |
Domestic cash-ATM withdrawal per day |
50000 |
|
XIV. |
Domestic shopping limit-POS- per day |
1.25 lac |
|
XV. |
Free Accidental death Insurance
cover |
*Rs.2.00 lac
*Rs. 5.00 lac |
|
XVI. |
Sweep facility |
Available subject to T&C |
|
XVII. |
Other Misc charges
(Signature attestation, Duplicate
pass book, Interest Certificate,
Balance Certificate) |
Free |
|
XVIII. |
SMS alert charges |
Free |
|
XIX. |
Periodicity of Sweep |
On daily basis (If there is holiday, sweep out will be on the next working day from saving account) |
Terms & Conditions:
*Insurance claim of Rs.5.00 lac is admissible if
i) The QAB in the account during the last calendar quarter remains equal to or more than Rs.25000/-.
ii) Minimum one transaction on POS/E-Com during the last 90 days.
iii) Platinum Debit card should have been used within 45 days as per extant guidelines.
If customer chooses to have Classic debit card then the Personnel Accident Insurance
is restricted to Rs.1.00 lac.
iv) If customer is holding platinum debit card and has used in the last 45 days but either of condition 1 & 2 is not fulfilled then insurance claim will be restricted to Rs.2.00 lac.
**Applicable if QAB of minimum Rs.5000/- in the last quarter is maintained.
Further additional rewardz points if transaction is done through internet banking & mobile banking as compared to other customers. The same are given below:
Rewardz for transaction through internet banking
|
Transaction |
Reward Points for
women |
Proposed Maximum point
for women |
|
First txn through IBS |
50 |
One time only |
|
NEFT |
5 per transaction (Max
20 per day) |
100 points per month |
|
RTGS |
5 per transaction (Max
20 per day) |
100 points per month |
|
IMPS |
5 per transaction
(Max 20 per day) |
100 points per month |
|
Bill payment |
5 per transaction
(Max 20 per day) |
100 points per month |
|
Govt payments |
20 per transaction |
For all transactions |
|
IRCTC |
10 per transaction |
50 points per month |
|
Credit card payment |
10 per transaction |
50 points per month |
|
Opening online FD/RD |
50 |
For all transactions |
Regd for Statement
through mail |
40 per account |
One time |
Rewardz for transaction through mobile banking
|
Transaction |
Reward Points for women |
Maximum points |
First txn
through IBS |
50 |
One time only |
|
NEFT |
5 per transaction (Max 20 per day) |
100 points per month |
|
RTGS |
5 per transaction (Max 20 per day) |
100 points per month |
|
IMPS |
5 per transaction
(Max 20 per day) |
100 points per month |
|
Bill payment |
5 per transaction
(Max 20 per day) |
100 points per month |