Eligibility
Artisans or craftsperson working with hands and tools and engaged in traditional family-based specified trades, self employed in the unorganized sector.
Minimum Age: 18 years at registration.
Loans available only for government-specified activities.
Must be engaged in the trade at registration time and not have availed similar loans from Central/State Government schemes in the past 5 years (exceptions for repaid MUDRA an SVANidhi loans).
Must undergo Skill Verification and complete 5 days of Basic Skill Traninig to be eligible for the first credit support tranche of up to Rs. 1 lakh.
Post verification, artisans receive Digital ID, PM Vishwakarma Digital Certificate, and PM Vishwakarma ID Card for recognition and scheme benefits.
Only one family member (husband, wife, unmarried children) eligible for registration and benefits.
Government service members and their families are not eligible.
Government agencies will verify all criteria before forwarding the application to the bank via the SIDBI portal.