Follow us on

Benefits

Eligibility

An Individual falling in age group between 18 years to upto 60 years.

QAB

Rural - Rs. 500/- , Semi Urban- Rs. 1000/-, Urban & Metro- Rs. 2000/-

Documents required for opening of Account

As per Bank’s KYC Policy

Charges for Non-Maintenance of QAB

As prescribed by HO: IRMD from time to time.

Nomination

Allowed

NEFT/RTGS/ IMPS

Free Online

Internet Banking

Available

Mobile Banking

Available

SMS Banking

Available

Cheque Book

One Cheque book of 25 Leaves free in a Financial Year

Rupay Classic Debit Card

  • Daily maximum transaction limit of Rs. 25,000/- at ATM for cash withdrawal
  • Daily limit for POS/ ecommerce (combined) is Rs.60,000/-

Facility of “Care” Health Insurance – Variants available

Variant -1: Cancer Indemnity:-

Eligibility

  • Cover type: Individual
  • Allowed Relationship: Self
  • Minimum Entry Age:18 years
  • Maximum entry age:60 years
  • Exit age: Lifelong
  • Claims payout: Cashless (within network)/ Re-imbursement
  • Policy tenure : 1 year
  • Pre-policy Health checkup/ Issuance guidelines: No, Good health declaration basis.
  • Initial wait period: 90 days
  • Named Ailments: Not covered
  • Pre-existing disease: Not covered.

Covered Benefits:-

  • Sum Insured: 10 lac
  • In patient care: Up to Sum Insured for Hospitalization resulting due to Cancer.
  • Pre-Hospitalization medical expenses: 30 days
  • Post-hospitalization medical expense: 60 days
  • Room Rent: Single private room (As per scheme document/Certificate of Insurance)
  • ICU charges: No limit
  • Premium:- Rs.1471 (Excluding GST)

Variant-2: Daily Cash allowance:-

Eligibility

  • Cover type: Individual
  • Allowed Relationship: Self
  • Minimum Entry age: 18years
  • Maximum Entry Age: 60 years
  • Exit age: Lifelong
  • Claim-payout: Reimbursement
  • Under guidelines: Good Health Declaration

Covered Benefit

  • Initial wait period: 30 days (Except for injuries & accident)
  • Named ailments : 24 months
  • Pre-existing disease: 24 months
  • Daily cash allowance:- Rs.3000/ Rs.5000/Rs.10,000 per day hospitalization with maximum limit up to 100 days in a year with 0 days deductible.
  • Policy Tenure: 1 year
  • Benefit and corresponding Premium:
Benefit Amount 3000 5000 10000
Premium Excluding GST 727 1212 2424

*The services provided on Debit card are provided by NPCI and are subject to change without prior notice.

**All the terms & conditions and the benefits will be as per the scheme document/ Certificate of Insurance.

Deposit

  • PNB Mobile App
  • PNB Customer Support
Listen