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Benefits

Customer Segment

Existing Bank Customer (Individuals only) who are owner cultivators , Tenant farmers, Oral lessees, Share-croppers, Self Help Groups or Joint Liability Groups of Farmers

Purpose

KCC limit shall be reviewed annually

The review may result in continuation of the facility, enhancement of the limit

In-built provision for 10% Drawing Power (DP) limit enhancement on annual basis subject to satisfactory operations in the account.

Operative limit may be enhanced every year but no fresh documents are required.

Eligibility

KCC accounts having limit upto 10 lacs, pending for review and DP enhancement

Account should be within DP and in standard category

For KCC Digital Review:Eligible Borrowers having overdue amount in KCC account i.e., Outstanding balance is greater than Drawing Power (DP) of A/C, will be required to pay the overdue amount through portal/IBS/MBS and limit shall be reviewed.

For KCC Digital DP enhancement:All KCC accounts having Sanction limit upto Rs.10.00 lakh pending for review & 10% DP enhancement

Attractive features

CIC – NIL

Margin – NIL

Score – NIL

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