Benefits

Purpose

For all purposes except take over of Home Loan account from other Bank .

Eligibility

Individuals or group of individuals (co-borrowers) who are having an assured source of regular income viz. Salaried employees, Pensioners, Professionals, Self Employed persons, businessmen, farmers etc..

2-year ITR filling is mandatory for digital Home Loan.

Loan amount

Maximum Loan amount upto Rs. 5.00 Crore.

Processing fee and documentation Charges

Nil

Documents Required for Digital Journey

Valid PAN Card (Name in saving account strictly as per PAN)

Valid Mobile Number.

Aadhar number linked with mobile number

Web-camera for clicking picture and performing Video KYC. (in case of New to Bank customers)

Income Tax Login credentials for fetching ITR details.

Property details

URL for Digital Journey

https://digihome.pnb.co.in/pnb/hl/

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